Crappy Internet Banking with a fancy name?

Just read about an interesting OCBC internet banking incident that a friend had experience. My reaction was: "What else can you expect from a company from down south?". Although its not an IT company, but from experience typically you will find that

• The site will have fancy design and name which only support IE. I don't know, probably everybody down south only uses and know about IE? Firefox, isn't that the red panda?
  
• The application is most probably written by X-men. After all the bullshit that we read from the media, that they have a large pool of technically skill resources to take up any challenge; well, is in fact bullshit anyway. Assuming that 2%(just pluck it out of thin air, most likely too high) of their population are skilled software engineers, how many can each company there hire? So how do you make up for the shortage of skilled manpower? Engage the X-men! No doubt about it. They are the best!